Reference fetch can saturate the server bandwidth for 10 seconds

## Summary: When posting a message on talk, a reference is fetched for any link in the message There is a hardcoded mandatory 10sec timeout. But the ressource is still fetched for those entire 10 seconds. For high-bandwidth servers, this can result in disk space being temporarily filled and saturate the server bandwidth. Tested on my 2.5gbps network, I was easily able to find 10GB ressources online that have higher network speed and fully saturate the netwrok for a few seconds and a few messages. ## Steps To Reproduce: 1. Open a talk room 1. Post multiple messages containing a link to a high availability ressource like https://speed.hetzner.de/10GB.bin ## Impact Can severly impact server performances and/or lead to a denial of service